Mac Disk Encryption: FileVault, Apple Silicon and What Else to Encrypt

Updated Oct 30, 2026 5 min read
Quick answer

Macs with Apple silicon or a T2 chip encrypt data automatically. FileVault adds your login password to the protection on the startup disk. External drives and backup disks are separate. You encrypt them yourself, in Finder or Disk Utility. Check every place your data lives, not only the Mac.

Steps use macOS 14 and later names. Menu wording can differ slightly between versions.

The layers of Mac disk encryption

Mac disk encryption comes in layers. Each layer covers a different place.
LayerWhat it coversHow it gets turned on
Automatic encryption (Apple silicon or T2 chip)Data on the Mac, with keys held by the hardwareNothing to do, per Apple
FileVaultThe startup disk, and it adds your login password to unlock itSystem Settings > Privacy & Security > FileVault
An encrypted external driveThe USB drive, SSD or card you encryptFinder: Control-click the drive, choose Encrypt. Or Disk Utility: erase as an encrypted format.
An encrypted Time Machine diskThe backup diskChoose encryption when you add the disk, or Control-click it in Finder
An encrypted disk imageOne image file holding chosen filesDisk Utility: File > New Image

The internal disk: automatic encryption plus FileVault

Apple says Macs with Apple silicon or an Apple T2 Security Chip encrypt data automatically, and Macs without either chip need FileVault turned on to encrypt data. Apple's security guide says the encrypted internal volumes stay locked without valid login credentials or a recovery key, even if the storage is moved to another computer. Learn the details in what is FileVault on a Mac and the steps in how to turn FileVault on or off.

External drives and backups are your job

Apple says removable media such as USB drives and memory cards can be read on another computer if lost or stolen, so you encrypt them as a separate step. Apple's security guide adds that removable storage does not use the Secure Enclave. It is encrypted the same way as on an Intel-based Mac without a T2 chip. Backups follow the same rule: Apple says an external backup disk without disk encryption can be read by anyone who gets the disk.

Check what is encrypted

  1. Check the chip

    Open the Apple menu and choose About This Mac. A line named Chip means Apple silicon. A line named Processor means an Intel Mac. On an Intel Mac, hold Option, choose Apple menu > System Information and select Controller or iBridge to look for "Apple T2 chip".

  2. Check FileVault

    Open System Settings > Privacy & Security and scroll to FileVault.

  3. Check each external disk

    Open Disk Utility and choose View > Show Only Volumes. Select the volume. Apple's notice on encrypted disks says the details under the volume's name list "Encrypted" when it is encrypted.

  4. Check your backup disk

    Look at the backup volume the same way in Disk Utility, and open System Settings > General > Time Machine to see your backup disks.

  5. List the copies that left the Mac

    Cloud folders, old drives and sent files are outside all of the layers above. Note them, then see how to encrypt files before cloud sync.

A format change to plan for

The encrypted formats that Disk Utility lists for new volumes are APFS (Encrypted) and APFS (Case-sensitive, Encrypted). Apple also published a notice that in macOS 28 and later, the Mac OS Extended format will be supported only for volumes that are not encrypted. If an old external drive is both Mac OS Extended and encrypted, Apple tells you to convert it to APFS, decrypt it or reformat it before you upgrade. The notice says the Convert and Decrypt options do not apply to encrypted Time Machine backup disks. Read it before you upgrade.

Match the layer to your worry

Disk encryption answers the first three worries. The last two need a different tool.
If you worry aboutLook at
A lost or stolen MacFileVault. See what is FileVault on a Mac.
A lost USB drive or cardEncrypting that drive. See how to encrypt an external drive on Mac.
A stolen backup diskBackup encryption. See how to encrypt a Time Machine backup.
Someone at your unlocked MacA folder-level lock. See how to password protect a folder on Mac.
A cloud provider reading your filesEncrypting before sync. See how to encrypt files before cloud sync.

What disk encryption does not do

Disk encryption guards data at rest. Once you log in, or once you unlock a drive, the files are readable by anyone who can use that session. Cryptomator's own security page makes the same point about its vaults: it cannot protect against malware on a computer that is reading unlocked files, and it recommends full disk encryption alongside it. For one folder that stays locked after login, see how to encrypt a folder on Mac and FileVault vs a folder vault.

Frequently asked questions

Is disk encryption on by default on a Mac?

Apple says Macs with Apple silicon or a T2 chip encrypt data automatically. Macs without either chip need FileVault turned on.

Do I still need FileVault on an Apple silicon Mac?

Apple says FileVault adds protection by requiring your login password to access your data. On Apple silicon with FileVault off, the key is protected by the hardware only.

Does FileVault encrypt my external drives?

No. Apple describes encrypting a removable drive as a separate step.

Can I encrypt a drive without erasing it?

Apple says the Finder method converts the disk to APFS and then encrypts it. The Disk Utility method for choosing an encrypted format requires erasing the device first.

Is disk encryption enough to keep private files private?

Not by itself. Once you are logged in, your files are readable. Add a folder-level lock for files that must stay private on an unlocked Mac.

What is Apple full disk encryption called?

Apple calls it FileVault. Apple's security guide describes it as full-volume encryption.

References

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